When we talk about retirement planning, people usually pay a lot of focus on the "accumulation" stage. However, "decumulation" is also part of the retirement planning. For investors, decumulation refers to the stage in your life where you are relying on your investments and savings for income, typically during your retirement. Investors may need to change their investment strategies as they go into retirement, as their previous 'accumulation' objectives used may no longer be appropriate. Fidelity will share with you why a decumulation strategy is important, and some useful tips in designing your decumulation strategy.
Mr Joseph Zhang - Client Solutions Investment Director, Fidelity International